Best Post Office Scheme | Family Will Get Monthly Income

Best Post Office Scheme: Get guaranteed monthly income for your family. Deposit once and earn every month with 5 years maturity and full principal return. Extendable for 5 years.

Post Office India is a guaranteed income scheme। In which once you deposit money, you get guaranteed profit every month। The maturity period of this scheme is 5 years, after which your principal amount will be given to you। If you want, you can increase it for 5 years.

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The interest you will get will be paid by the post office every month। If you deposit Rs 5 lakh under this scheme then you will get interest of Rs 3,083 every month as per 7.4 per cent annual interest. In this way, the total income in 12 months will be Rs 36,996.

Best Post office schemes are considered the safest investment options in India, offering guaranteed returns and peace of mind. The best post office scheme includes NSC post office scheme, MIS post office scheme, and PLI post office scheme, which provide fixed interest and steady income. Many people use the best post office scheme calculator to know exact returns before investing.

Invest in best post office scheme monthly income scheme and get great advantages

You get many benefits by investing in post office monthly income scheme, The first advantage is that in the monthly scheme you get a lock-in period of 5 years and transfer from the post office is also available.

Suppose if you are living in another city, you can transfer it to your nearest post office as per your convenience। In this scheme you can open a joint account of two as well as three people.

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There are special post office schemes for women, post office scheme for girl child like SSA post office scheme, and post office scheme for boy child, ensuring secure future savings. Some people prefer post office scheme to double the money, while senior citizens benefit from the senior citizen post office scheme offering higher interest rates. You can check post office scheme 2024 and best post office scheme 2025 updates for the latest interest rates and benefits.

How much is the maximum investment

You can invest a maximum of Rs 9 lakh in the post office monthly income scheme, if you invest in it by opening a joint account, then you can invest a maximum of Rs 15 lakh। Currently, the post office is being given an interest rate of 7.4 per cent in this scheme.

If both the spouses invest in the scheme by opening a joint account, then 7.4% on Rs 15 lakh At the interest rate of Rs 9,250 every month, they will get interest and the principal amount will be the same for all account holders। In joint account. Equal partnership.

Minor account can be opened

You can also open a minor account under the monthly income scheme. Under this scheme, only minor accounts above 10 years of age can be opened। You can easily start investing in this scheme by going to the nearest post office and making thousands of profits every month.

This plan is really beneficial, you can run this plan as per your convenience। Your principal amount will always be safe in this, only the benefit of interest will be given to you by the post office every month। If you also want to invest then this scheme can prove to be very beneficial for you.

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If you want guaranteed monthly income, MIS post office scheme is ideal, and if you prefer lump sum returns, National Savings Certificate (NSC) post office scheme works best. For detailed guidance in Hindi, search for best post office scheme to understand plans like post office scheme fixed interest or SSA post office scheme easily.

Important Links

Official Website: www.indiapost.gov.in
Official Website For Apply Online: Click Here

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