Post Office New Scheme 2024: Monthly Income Scheme, Post Office is a guaranteed income scheme। In which once you deposit money, you get guaranteed profit every month। The maturity period of this scheme is 5 years, after which your principal amount will be given to you। If you want, you can increase it for 5 years.
The interest you will get will be paid by the post office every month। If you deposit Rs 5 lakh under this scheme then you will get interest of Rs 3,083 every month as per 7.4 per cent annual interest. In this way, the total income in 12 months will be Rs 36,996.
Invest in post office monthly income scheme and get great advantages
You get many benefits by investing in post office monthly income scheme, The first advantage is that in the monthly scheme you get a lock-in period of 5 years and transfer from the post office is also available.
Suppose if you are living in another city, you can transfer it to your nearest post office as per your convenience। In this scheme you can open a joint account of two as well as three people.
How much is the maximum investment
You can invest a maximum of Rs 9 lakh in the post office monthly income scheme, if you invest in it by opening a joint account, then you can invest a maximum of Rs 15 lakh। Currently, the post office is being given an interest rate of 7.4 per cent in this scheme.
If both the spouses invest in the scheme by opening a joint account, then 7.4% on Rs 15 lakh% At the interest rate of Rs 9,250 every month, they will get interest and the principal amount will be the same for all account holders। In joint account. Equal partnership.
Minor account can be opened
You can also open a minor account under the monthly income scheme. Under this scheme, only minor accounts above 10 years of age can be opened। You can easily start investing in this scheme by going to the nearest post office and making thousands of profits every month.
This plan is really beneficial, you can run this plan as per your convenience। Your principal amount will always be safe in this, only the benefit of interest will be given to you by the post office every month। If you also want to invest then this scheme can prove to be very beneficial for you.
Important Links
Official Website: www.indiapost.gov.in/
Official Website For Apply Online: Click Here