5 Best and Cheapest International Health Insurance Plans for students, faculty, and scholars. Whether you’re studying abroad, doing an exchange study program, or are going to graduate from a university or school overseas, you will be required to have medical insurance coverage.
How do I know if I need international student health insurance while studying abroad?
If you’re on a scholarship or completing a specific study abroad program, often your school will take care of insurance for you.
But truly, the best thing you can do is ask your school and see if it’s a requirement or if they provide it.
In certain cases, you might be able to get away with just purchasing travel insurance (see the next question for more on this).
5 Best Cheapest Health Insurances For International Students
1. International Student Health Insurance by IMG
IMGlobal offers a variety of insurance plans for students (as well as insurance plans for expats and crew members). These are the 3 plans they offer:
This program is designed specifically to meet all the U.S. visa requirements for international students (especially for J1 and J2 visa holders). It also covers spouses (husband or wife) and children.
Plan #2: Student Health Advantage (perfect for students studying in Europe/under the Schengen visa!)
It covers mental health disorders, maternity care, and pre-existing conditions (which are things many other plans don’t cover). In addition, IMG covers COVID-19 and telemedicine costs for non-urgent cases.
This plan is exactly like the above but offers double the maximum coverage: $1,000,000
2. Cigna Global - International Health Insurance for Students
Cigna Global, one of the largest health insurance companies in the world, has an excellent reputation in the health care industry. It offers plans for travelers, expats and of course, international students.
Cigna allows you to have a flexible plan by adding optional modules to your insurance, such as:
- Include dental and eye treatments
- International evacuation and crisis assistance
The company also has a flexible payment policy, offering several options such as annual, monthly and quarterly payments.
3. Now Health International
Now Health International is a leader in the international insurance market and its focus is to satisfy its clients with efficient and affordable plans.
All Now Health plans are designed to meet, guide, and solve the challenges experienced by foreigners who reside in another country, including international students and exchange students around the world.
4. Allianz Worldwide Care
German company Allianz is one of the best well-known insurance company. They can offer health coverage to expats/immigrants as well as students abroad. So they have really good options for health insurance plans for J-1 visa students in the United States (and plans that cover the other types of student visas all over the world).
5. Foyer Global HealthFoyer
Foyer Global Health offers international health insurance depending on your needs. Basic or Premium? Short or long term stay? Alone or with the family? Regardless of your needs, there is a plan that suits them.